Todd Candelaria was born and raised in Marshall, MI. He pursued accounting and finance at Central Michigan University, graduating in 2019. After graduation and obtaining his CPA license, Todd relocated to Kalamazoo, where he worked as a financial auditor for a regional CPA firm. He later moved to Grand Rapids, serving as a financial analyst for a large building products distributor. In 2025, he established his own CPA practice with the goal of serving local clients and small businesses with tailored tax solutions.

Todd is married to his wife, Cassidy, who designs websites for non-profits. They have one child, Theo, and a dog, Jackson. In his free time, Todd enjoys family walks, playing chess, and golfing.